hvac
equipment financing
When heating or cooling systems fail, your customers expect immediate solutions.
At Farmington Leasing, we provide fast, flexible financing for HVAC equipment, service vehicles, and fabrication machinery so contractors can respond quickly and take on larger projects.
- Fast Approvals
- New and Used Equipment
- Industry-Specific Financing
Purchasing HVAC Equipment?
Here's what smart Contractors plan for
HVAC contractors operate in a fast-moving, demand-driven industry where timing matters.
Emergency replacements, seasonal spikes, and large commercial projects often require equipment to be installed quickly.
A single commercial rooftop unit can cost tens of thousands of dollars. Add fabrication equipment, lifts, tools, and service vehicles and capital requirements rise quickly.
Paying cash for major purchases can restrict your ability to:
• Hire technicians
• Take on commercial contracts
• Maintain inventory
• Manage supplier deposits
• Maintain healthy working capital
Strategic financing allows you to secure the equipment needed to serve customers without disrupting daily operations.
The Real cost of delaying equipment purchases
In HVAC, speed and reliability build reputation. When equipment capacity falls behind demand, contractors risk losing projects, delaying installs, and missing growth opportunities.
Turning down large jobs
Renting at high margins
Limited fabrication Capacity
Technician downtime
Equipment downtime
Missed growth opportunities
When capacity is limited, growth is limited.
Financing allows you to expand when opportunity knocks — not months later.
Why Financing HVAC Equipment makes business sense
Financing isn’t about “not being able to afford it.”
It’s about protecting cash flow while increasing revenue capacity.
Instead of writing one large cheque, you convert your equipment purchase into a manageable monthly investment that supports growth.
- Preserve working capital
- match payments to project revenue
- Keep operating lines of credit available
- Finance new and used equipment
- Bundle multiple units together
- Include delivery and accessories
HVAC Equipment we finance
Farmington Leasing finances a full range of HVAC, restoration and environmental remediation equipment, including:
- Rooftop Units
- Furnaces
- Boilers
- Heat Pumps
- Refrigeration Systems
- AC Systems
- Sheet Metal Brakes
- Duct Fabrication Machines
- Welding Equipment
- Generators
- Service Vans
- Fleet Vehicles
If it’s critical to your HVAC workflow, chances are we can finance it.
Have a quote already?
HVAC companies grow by increasing install capacity, adding service vehicles, and expanding fabrication capabilities.
Whether you’re replacing aging systems, taking on larger commercial contracts, or expanding your service fleet, equipment investment is essential.
Financing allows you to grow infrastructure without putting pressure on operating capital.
Growing Your HVAC Business Requires the Right Equipment
Why HVAC Contractors choose Farmington Leasing
We specialize in financing equipment for contractors who operate in trucks, shops, and job sites.
We understand emergency installs, commercial project timelines, and equipment-heavy HVAC operations.
Simple 4-step Process
Four steps from application to equipment on site.
Submit
Upload your quote or equipment details and fill out our credit application. Takes minutes to get your deal going.
Approve
We review your application and get back to you within 24 hours with either a clear decision or next steps.
Confirm
Choose the payment structure and terms that fit your cash flow. We walk you through every option.
Delivery
Equipment delivery from the supplier. Your crew gets to work. You take the job.
FAQ
Can I finance multiple rooftop units for a project?
Yes. Large project packages can often be structured together.
Can I finance used HVAC equipment?
Yes. We finance both new and used equipment. Used gear is often a smart choice for contractors who want to keep costs down while maintaining reliable, field-ready tools.
How fast can I get equipment?
Once approved, equipment can be deployed within hours in many cases. We understand that in this industry, speed matters. We work with suppliers to get you what you need when you need it.
What documents do I need?
We’ll need basic business information, financial details, and equipment quotes or invoices. Our online application makes it simple. Upload what you have, and our team will guide you through the rest.
How do lease payments work?
Lease payments are fixed and predictable, making budgeting easier. Terms are flexible and designed around how you work. We’ll explain everything upfront with no hidden fees or surprises.
Ready to expand your HVAC Operation?
Protect your working capital.
Respond faster to customers.
Scale strategically. Protect your cash flow. Move fast.