Work Vehicle financing
Your vehicles are more than transportation.
They are rolling billboards. Mobile workshops. Revenue-generating assets.
At Farmington Leasing, we provide fast, flexible financing for service vans, work trucks, and fleet vehicles built for contractors who operate in the field.
- Bundle Vehicles + Upfit
- New and Used Equipment
- Industry-Specific Financing
Purchasing a Work Vehicle?
Plan Beyond the Sticker Price.
A properly equipped work vehicle is an operational asset — not just transportation.
A new service van or work truck can range from $45,000 to $100,000+. Once you add shelving systems, ladder racks, storage solutions, power inverters, custom upfits, and branding, the total investment rises significantly.
Paying cash can restrict your ability to:
• Hire additional technicians
• Take on larger contracts
• Invest in marketing
• Purchase jobsite equipment
• Maintain strong cash reserves
Strategic financing allows you to preserve capital while expanding your fleet.
The Real cost of delaying fleet expansion
Every day you delay adding or replacing vehicles, you limit your capacity to grow. In field-service industries, mobility equals revenue — and outdated or undersized fleets quietly cost you jobs, efficiency, and profit.
Turning down work
Aging, unreliable vehicles
Rising maintenance costs
Limited crew mobility
Unprofessional fleet appearance
Missed growth opportunities
When capacity is limited, growth is limited.
Financing allows you to expand when opportunity knocks — not months later.
Why Financing Work Vehicles makes business sense
Financing isn’t about “not being able to afford it.”
It’s about protecting cash flow while increasing revenue capacity.
Instead of writing one large cheque, you convert your equipment purchase into a manageable monthly investment that supports growth.
- Preserve working capital
- match payments to project revenue
- Keep operating lines of credit available
- Finance new and used equipment
- Bundle multiple units together
- Include delivery and accessories
Equipment we finance for restoration and remediation contractors
Farmington Leasing finances a full range of commercial vehicles for contractors and field service businesses including:
- Service vans
- Cargo vans
- Box trucks
- Cube vans
- Flatbed trucks
- Utility trucks
- Pick up trucks
- Restoration trailers
- Equipment trailers
- Mobile job units
- Fleet vehicle packages
- Custom upfits
If it’s critical to your restoration workflow, chances are we can finance it.
Have a quote already?
Many contractors purchase a vehicle, interior upfit package, and installed equipment at the same time.
Instead of separating financing, we can often structure everything together under one agreement.
That means:
• One approval
• One structure
• Simplified payments
Fleet expansion becomes organized and efficient.
Bundle your vehicle and equipment together
Why Contractors choose Farmington for Vehicle Leasing
We are not a consumer auto lender.
We specialize in commercial vehicle financing for contractors who operate in trucks, trailers, and job sites.
We understand fleet growth, equipment-heavy operations, and the importance of uptime.
Simple 4-step Process
Four steps from application to equipment on site.
Submit
Upload your quote or equipment details and fill out our credit application. Takes minutes to get your deal going.
Approve
We review your application and get back to you within 24 hours with either a clear decision or next steps.
Confirm
Choose the payment structure and terms that fit your cash flow. We walk you through every option.
Delivery
Equipment delivery from the supplier. Your crew gets to work. You take the job.
FAQ
Can upfits and shelving be included?
In many cases, yes. Installed equipment and storage systems can often be bundled.
Can I finance used work trucks or vans?
Yes. We finance both new and used equipment. Used gear is often a smart choice for contractors who want to keep costs down while maintaining reliable, field-ready tools.
How fast can I get equipment?
Once approved, equipment can be deployed within hours in many cases. We understand that in this industry, speed matters. We work with suppliers to get you what you need when you need it.
What documents do I need?
We’ll need basic business information, financial details, and equipment quotes or invoices. Our online application makes it simple. Upload what you have, and our team will guide you through the rest.
How do lease payments work?
Lease payments are fixed and predictable, making budgeting easier. Terms are flexible and designed around how you work. We’ll explain everything upfront with no hidden fees or surprises.
Ready to add another truck to your fleet?
Growth happens when your crews are mobile.
Protect your working capital. Strengthen your brand. Expand strategically.
Scale strategically. Protect your cash flow. Move fast.